Horse Insurance

Horse & Pony Insurance Australia

Cover your horse or pony with a policy tailored to your needs,
starting from just $18 a month*

Claim up to 100% of eligible vet bills

Personal Accident Cover

Saddlery & tack

Up to $10,000 annual cover for eligible vet bills

Horse floats & horse-drawn vehicles

Theft, straying & permanent loss of use

Third party liability options

Petcover Reviews

take out a policy by September 12 and get a free

$100 fuel gift card!

T&Cs apply *

Petcover Australia

Horsezone and Petcover Australia have partnered to help more horse and pony owners across Australia protect the animals they love, with flexible cover options backed by specialist equine support. Petcover Australia is an award-winning insurer with a dedicated equine team and decades of experience insuring horses nationwide - from leisure riding to competition.

Fuel Card Promotion

What Your Policy Can Include

Vet & Health Cover (Horse & Pony)

Up to $10,000 cover for eligible vet bills

Injury & illness treatment

Diagnostic tests & specialist referrals

Life Stage & Loss Cover (Horse & Pony)

Death from illness

Death from injury

Permanent loss of use

Loss & Theft Cover

Theft

Straying

Gear & Transport Cover

Saddlery & tack

Horse floats and transport vehicles

Personal Accident Cover (Rider)

Extra peace of mind while you ride

Hospitalisation

Emergency dental

Temporary or permanent disability

and more following an accident while riding

Petcover Australia

Choose an Award-Winning Horse Insurance Service

You’re in safe hands with Petcover’s team of equine specialists. They insure thousands of horses across Australia and understand first-hand what it means to own a horse and the health problems that can affect them.

Their award-winning team is here to support you and your horse - whether that’s making a claim or helping you find the right cover.

Petcover Reviews

Get a Quote

Fuel Card Promotion
* Terms & Conditions apply. Offer valid from 12 August 2026 to 12 September 2026 (inclusive) and available to the first 30 eligible customers who purchase a new Petcover Australia equine policy through Horsezone.com.au, only. To qualify, the policy must be purchased and paid for during the promotional period. Eligible customers will receive one (1) $100 fuel gift card per customer, distributed by Horsezone once eligibility has been confirmed. Offer excludes renewals, policy amendments and existing policies. Not redeemable for cash and cannot be used in conjunction with any other offer unless otherwise stated. Petcover Australia reserves the right to amend, extend or withdraw this promotion at any time, subject to applicable laws. Cover is subject to eligibility criteria, policy terms, conditions, limits, excesses, exclusions and waiting periods. Please read the applicable Product Disclosure Statement (PDS) and Target Market Determination (TMD) before purchasing

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