Horse Insurance

Horse & Pony Insurance Australia

Cover your horse or pony with a policy tailored to your needs,
starting from just $18 a month*

Claim up to 100% of eligible vet bills

Personal Accident Cover

Saddlery & tack

Up to $10,000 annual cover for eligible vet bills

Horse floats & horse-drawn vehicles

Theft, straying & permanent loss of use

Third party liability options

Petcover Reviews

take out a policy by April 30 and get a free

$50 fuel gift card!

T&Cs apply *

Petcover Australia

Horsezone and Petcover Australia have partnered to help more horse and pony owners across Australia protect the animals they love, with flexible cover options backed by specialist equine support. Petcover Australia is an award-winning insurer with a dedicated equine team and decades of experience insuring horses nationwide - from leisure riding to competition.

Fuel Card Promotion

What Your Policy Can Include

Vet & Health Cover (Horse & Pony)

Up to $10,000 cover for eligible vet bills

Injury & illness treatment

Diagnostic tests & specialist referrals

Life Stage & Loss Cover (Horse & Pony)

Death from illness

Death from injury

Permanent loss of use

Loss & Theft Cover

Theft

Straying

Gear & Transport Cover

Saddlery & tack

Horse floats and transport vehicles

Personal Accident Cover (Rider)

Extra peace of mind while you ride

Hospitalisation

Emergency dental

Temporary or permanent disability

and more following an accident while riding

Petcover Australia

Choose an Award-Winning Horse Insurance Service

You’re in safe hands with Petcover’s team of equine specialists. They insure thousands of horses across Australia and understand first-hand what it means to own a horse and the health problems that can affect them.

Their award-winning team is here to support you and your horse - whether that’s making a claim or helping you find the right cover.

Petcover Reviews

Get a Quote

Fuel Card Promotion
* T&Cs apply. Premium is indicative only & subject to horse details. Cover is subject to acceptance and eligibility criteria. Offer available to the first 40 eligible customers only who submit their details via Horsezone and purchase a new Petcover equine policy between 1–30 April 2026. Gift card is issued after one month of continuous cover and successful first payment. Policy issued by Sovereign insurance Australia Pty Ltd (ABN 85 138 079 286, AFSL No. 342516). Please read the PDS & TMD available on the Petcover website for full details.

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